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Short answer: A Wyoming LLC bank account application usually rests on six papers: the filed Articles of Organization, your EIN confirmation letter (IRS CP 575), an operating agreement, a banking resolution, your passport and proof of address. Build that kit before you contact a bank, because a Wyoming LLC bank account request tends to stall on a missing or mismatched page, not on the LLC itself, and the bank alone decides.

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If you haven't formed the company yet, I'd start with CORPBOLT, whose plans include a bank-ready operating agreement and banking resolution: see CORPBOLT's Wyoming plans.

About that link: it carries my referral code, so I may be paid if you sign up through it.

Before you apply for a Wyoming LLC business bank account

Each document in a Wyoming LLC bank account kit proves one fact about the company. Collect them in this order and check each page against the last, because reviewers read them side by side.

• [ ] Filed Articles of Organization. Proves the LLC exists. The Wyoming Secretary of State charges $100; an online filing on wyobiz is active immediately, a paper one takes up to 15 business days.
• [ ] Certificate of good standing. Proves the LLC is current. The electronic version is free on wyobiz; a manually signed original costs $20.
• [ ] EIN confirmation letter (CP 575). Proves the federal tax ID. The IRS EIN page sets the order: form the LLC first, then apply. Without an SSN or ITIN, file Form SS-4 by phone (267-941-1099, 6 a.m. to 11 p.m. Eastern), by fax from abroad (304-707-9471, about 4 business days) or by mail (about 4 weeks). File it once: 1 entity, 1 EIN.
• [ ] Operating agreement. Proves who owns the LLC and in what shares.
• [ ] Banking resolution. Proves who may open and sign on the account.
• [ ] Name check. The LLC name exactly as on the filed Articles, on the EIN letter, operating agreement and application.
• [ ] Business description: what you sell, to whom, how money comes in, plus a website or online presence that matches it.

I lost my EIN letter. What now?

The CP 575 is issued once. Ask the Internal Revenue Service for a 147C EIN verification letter through the Business & Specialty Tax Line at 800-829-4933, then ask whether your bank accepts it in its place.

My LLC name has a period or a symbol. Is that a problem?

It can be. IRS systems accept only letters, numbers, hyphens and ampersands in a business name, so "Jones.Com LLC" may come back as "Jones Dot Com LLC". Street addresses are capped at 35 characters with USPS abbreviations. Be ready to show that both papers describe one company at one address.

During KYC

Know Your Customer review for a Wyoming LLC bank account is where compliance staff check the people behind the company. Expect follow-ups about every owner and signer; answer with the documents you already prepared, never versions that differ.

• [ ] Passport for each owner and signer. Write your personal name exactly as printed there.